The rising cost of monthly expenses makes it challenging to save these days. Implement these tips:
*Eat from your pantry and freezer. Take an inventory of what foods you have in your freezer and pantry. Get out your recipe box, cookbooks, or do an internet search to discover ways to cook these foods in quantity. Buy the basic ingredients to cook the dishes, such as milk. Freeze in serving sizes and enjoy.
*Use items you have on hand. Look around your house and explore a book you=ve not read, a movie you=ve not watched, or a hobby kit you=ve never assembled. You will be surprised how many unused items you have. Someone may have given you a gift that you have never used. Savor and enjoy using these Anew@ items.
Saver or Spender?
People know that having an emergency fund and money set aside to purchase larger items is important. Even so, turning that knowledge into action is a real challenge. That=s why at the end of the month, you can end up without enough left over to save.
Are any of the following stumbling blocks for you, and your desire to save more each month?
1. Does the cost of living keep you from saving? Without a plan, that can easily be the case. Whether you call it a budget, spending plan, or something else, it can be the secret to having enough money for your regular expenses, a few extra frills and savings.
2. Are you an impulse shopper? Whether you shop online or physically go into stores, impulse buying tends to encourage satisfying Awants@ verus Aneeds@.
3. How are your time management skills? Although it may seem unrelated, leading a hectic and busy
life doesn't allow time for thinking through and planning purchases. It also encourages purchasing for convenience which can be costly.
4. Do you have credit card balances? There are 3 ways we can spend money each month: We can choose to pay for the past, live in the present or invest in our future. By carrying credit card balances, you're allowing past behavior to influence your present and future.
MOST VIEWED STORIES
Cold case investigation leads to Holton warrant
Effingham owner regains truck following theft, arrest
Former Kickapoo Tribal chairman arrested
Walnut Township recall coming; Friday mtg erupts in arrest
Severe storms move through NE KS
Winchester native named as Amberwell CEO
Holton property search concludes with arrest
Rural Horton man charged in alleged beating
McLouth man injured in Monday wreck
KS prepares for severe weekend weather
Senator Slama on tax relief efforts
Former AG Schmidt running for KS' 2nd Congressional District
Commission approves agreement for budget help
Pawnee City School Board approves personnel changes
Council hears report from golf course
NVCH receives $415,000 grant for expansion project
Richardson County Deputies busy during special enforcement
Atchison company earns energy grant; upgrades planned
Richardson County Board approves pay raise for dispatchers
Hazard mitigation planning meeting set for Atchison County MO
LATEST STORIES
Walnut Township recall coming; Friday mtg erupts in arrest
Nemaha NRD honoring Stewardship Week
Richardson County Deputies busy during special enforcement
Peru State faculty member to be honored
Nebraska Primary Election reminders
Severe storms move through NE KS
NVCH receives $415,000 grant for expansion project
KS prepares for severe weekend weather